Information Security in Today's Digital Culture
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On October 1, 2015 Visa, MasterCard, Amex, and Discover will be instituting a liability shift for fraudulent transactions. If either the merchant or the issuer (the customer’s bank who issued the credit/debit card) are not EMV-compliant and the other is EMV-compliant, then the party with the lesser technology will bear the liability for card-present transactions …
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In light of the recent Target event, there has been an uptick in activity around malware that specifically targets Point of Sale systems. The most common ones that seem to be referenced are the following: BlackPOS: Affects Windows-based Point of Sale systems. The attack essentially sits in between the card reader and the POS application. …
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Not to make light of the gravity of the event, but here we go again – Consumers are subjected to another round of warnings about yet another credit card information breach! Unfortunately, these data breach warnings are in danger of becoming as common as the daily weather report. This time the source of the breach, …
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Implementing tokenization is much more about understanding how your organization interacts with payments than it is simply rolling out a device that will tokenize payment card data. Many tokenization solutions in the market today are a “silver bullet” and can remove your environment from PCI scope. Beware though, most solutions address only one piece of …
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Don’t be fooled. Implementing tokenization may not be as easy as they say. In fact, depending on your environment, implementing tokenization can be quite complex. For instance, if your company is a wholesaler and takes payments through multiple channels, implementing tokenization in all of those channels can be quite challenging. Alex PezoldAlex is the Director …
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